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What Happens When The Other Driver Has No Insurance?

Arizona’s laws require drivers to carry automobile insurance for their vehicles but there is no guarantee that every driver does so. When you have injuries following a car or truck crash and find out the other driver does not have insurance, do not panic.

Your insurance company can provide compensation even if the driver who hit you does not have insurance. At Law Badgers PLLC, our lawyers will help you understand how to seek the compensation you need for your medical bills, lost wages, potential future wages, and pain and suffering after a motor vehicle accident with an uninsured driver. We can also help you explore other avenues for compensation, such a dram shop liability claim if you were hit by a drunk driver who was overserved alcohol at a local establishment.

First Things First

Get the police report and all of the information possible from the other driver and any witnesses to the accident. Seek medical attention right away for your injuries. Then call Law Badgers PLLC in Phoenix to make arrangements for a free consultation to learn about your legal options for filing a claim for money damages for your injuries.

Dram Shop Liability Claims

In Arizona, if a “licensee,” such as restaurant, bar or convenience store owner, sells alcohol to someone who is already drunk or high as a kite and that person causes a car crash, the licensee may be legally responsible for the damages. These types of claims can be difficult to prove without the help of an experienced personal injury attorney.

Our personal injury lawyers have more than 70 years of combined legal experience. We are trial attorneys who are not afraid to take cases to the highest levels. We use our litigation and trial experience to approach every case with a “take no prisoners” approach.

Uninsured And Underinsured Motorist Coverage (UM/UIM) In Arizona

While Arizona law requires every motor vehicle in the state to be covered for a minimum of $25,000 for bodily injury per person and $15,000 for property damage under liability insurance, not all drivers do.

Many drivers will purchase uninsured motorist (UM) coverage to protect themselves and their passengers in case of an accident with a driver who has no insurance. Underinsured motorist (UIM) coverage is for bodily injury when a driver has insufficient insurance to cover your injuries and those of your passengers. UM/UIM coverage can pay for your medical bills.

In a situation where you are dealing with an uninsured driver causing your accident, your insurance company will likely require written notice to them within a certain time frame. Do not miss this step or any others that your insurance company requires.

Contact Law Badgers PLLC Today

Our attorneys prepare every claim as if it was going to trial. We know how to gather the evidence, prepare discovery, and fight the opposing counsel tooth and nail. We are aggressive and will explore all your legal options for getting the optimal compensation for your injuries.

Send us an email or call our office in Phoenix at 480-856-8128 for a free consultation and to start the process.